Secured Business Loans | Central Real Capital

SECURED BUSINESS LOANS

Central Real Capital provides secured business loans for borrowers seeking business funding backed by eligible property assets.

We work with property developers, business owners, SMEs, commercial borrowers and brokers seeking capital assessed around the strength of the security, the purpose of the loan and the borrower’s commercial position.

WHEN SECURED BUSINESS LOANS MAY BE SUITABLE

A secured business loan can be used to support working capital, cash flow requirements, refinancing, business growth, bridging needs and time-sensitive commercial opportunities.

This type of funding is designed for borrowers with eligible security who require a loan structure assessed outside standard bank criteria.

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LOAN STRUCTURES ASSESSED AROUND YOUR SECURITY

Central Real Capital reviews each application on its individual merits, including the available security, loan amount, LVR, exit strategy and required timeframe.

As a privately funded lender, we can provide direct communication, practical assessment and commercially considered lending structures.

DISCUSS YOUR SECURED BUSINESS LOAN REQUIREMENTS WITH CENTRAL REAL CAPITAL

Speak with Central Real Capital about your funding objectives, security position and the commercial requirements of your next transaction.

Contact us today to discuss a secured business loan tailored to your business needs.

EXPLORE MORE FROM CENTRAL REAL CAPITAL

OUR FINANCE SOLUTIONS

Central Real Capital provides secured lending solutions across business finance and commercial property finance. Explore our other finance options below:

Bridge urgent funding gaps, seize time-sensitive opportunities, or support short-term cash flow needs with tailored loan structures designed around your business needs.

Secure longer-term funding to support business growth, refinance requirements or ongoing commercial objectives.

Fund eligible development projects with loan structures tailored to acquisition, construction timelines and project feasibility.

Access funding for eligible subdivision projects, including site acquisition, civil works and project completion requirements.

RECENTLY FUNDED PROJECTS

Central Real Capital has supported a range of business and commercial property transactions across metropolitan and regional markets. Our previously funded projects include residential construction, residential subdivisions, mixed-use subdivisions, land with DA, land without DA and first and second mortgage facilities.

View our recently funded projects to see examples of lending scenarios Central Real Capital has supported.

Northern Beaches

COLLAROY

Point Piper

POINT PIPER

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NORTH WAHROONGA

FAQs

Secured loans for businesses can be used for a range of purposes, including working capital, cash flow support, business expansion, property acquisition, debt refinancing, equipment purchases, bridging needs and time-sensitive commercial opportunities. At Central Real Capital, each transaction is assessed in line with the purpose of the loan, the available security and the borrower’s broader funding requirements.

Security for secured business loans is generally provided through real estate property, including residential, commercial and development assets.

To apply for business loans with collateral, you will generally need to provide details about the loan purpose, required amount, available security, borrower or business profile, repayment strategy and supporting documents. The exact information required will depend on the loan structure, asset type and transaction timeframe.

Yes, secured business financing may be used to refinance an existing business loan. Central Real Capital can review the current debt position, available security, exit strategy and commercial objective to determine whether refinancing may be suitable.

COLLAROY

PROJECT SETTLED: 2021
FACILITY AMOUNT: $5,420,000
ASSET CLASS: Residential 
SECURITY POSITION: 2nd Mortgage
PURPOSE: Land acquisition 
LVR: 80%

POINT PIPER

PROJECT SETTLED: 2020
FACILITY AMOUNT: $14,880,000
ASSET CLASS: Residential 
SECURITY POSITION: 2nd Mortgage
PURPOSE: Refinance & working capital
LVR: 65%

NORTH WAHROONGA

ADDRESS: 4 Cliff Avenue North Wahroonga NSW
RESIDENTAL LOTS: 3
FACILITY AMOUNT: $20,000,000