Commercial Property Finance | Central Real Capital

COMMERCIAL PROPERTY FINANCE

Central Real Capital provides commercial property finance for borrowers seeking capital to acquire, refinance or progress eligible commercial property opportunities for investment purposes.

We work with property developers, commercial borrowers, investors and brokers who need funding assessed around the transaction, the quality of the asset, the available security and the commercial requirements of the deal.

WHAT COMMERCIAL PROPERTY FINANCE CAN SUPPORT

Our commercial property finance solutions are designed to support property acquisition, refinancing, development opportunities, subdivision projects, residual stock, land with DA, land without DA and other eligible property-backed transactions.

Funding can be secured by registered first and second mortgages.

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A DIRECT PRIVATE LENDING PROCESS

As a privately funded lender, Central Real Capital can assess commercial property transactions with direct communication, practical lending insight and commercially considered decision-making.

Our team reviews each opportunity on its merits, including the property type, loan purpose, project position, available security, exit strategy and required timeframe.

DISCUSS YOUR COMMERCIAL PROPERTY FINANCE REQUIREMENTS WITH CENTRAL REAL CAPITAL

Speak with Central Real Capital about your property transaction, funding objectives and the commercial requirements of your next opportunity.

Contact us today to discuss commercial property finance tailored to your next transaction.

EXPLORE MORE FROM CENTRAL REAL CAPITAL

OUR FINANCE SOLUTIONS

Central Real Capital provides secured lending solutions across business finance and commercial property finance. Explore our other finance options below:

Access business funding secured against eligible property assets, with tailored loan structures designed around your commercial position, security, and funding requirements.

Bridge urgent funding gaps, seize time-sensitive opportunities, or support short-term cash flow needs with tailored loan structures designed around your business needs.

Secure longer-term funding to support business growth, refinance requirements or ongoing commercial objectives.

Fund eligible development projects with loan structures tailored to acquisition, construction timelines and project feasibility.

Access funding for eligible subdivision projects, including site acquisition, civil works and project completion requirements.

RECENTLY FUNDED PROJECTS

Central Real Capital has supported a range of business and commercial property transactions across metropolitan and regional markets. Our previously funded projects include residential construction, residential subdivisions, mixed-use subdivisions, land with DA, land without DA and first and second mortgage facilities.

View our recently funded projects to see examples of lending scenarios Central Real Capital has supported.

Northern Beaches

COLLAROY

Point Piper

POINT PIPER

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NORTH WAHROONGA

FAQs

Commercial property finance is a loan secured against a commercial property, such as a retail premises, industrial facility, or hospitality site. It can be used to purchase, refinance, develop, or unlock equity from a commercial asset.

Commercial property finance is suitable for business owners, property investors, developers and borrowers seeking finance for commercial properties. Whether you’re acquiring a property, refinancing existing debt, or funding a value-add opportunity, commercial finance can provide the capital required to achieve your objectives.

Yes, commercial property finance is different from residential property finance because it is generally assessed around commercial purpose, property type, risk profile, income position, security and repayment strategy. Central Real Capital can assess commercial property finance options on their individual merits, with lending structures shaped around the requirements of the deal.

Eligibility for commercial property finance in Australia depends on several factors, including the type and value of the property, available equity, and exit strategy. At Central Real Capital, we take a commercial and flexible approach, tailoring viable solutions for the client rather than relying solely on standard lending criteria.

COLLAROY

PROJECT SETTLED: 2021
FACILITY AMOUNT: $5,420,000
ASSET CLASS: Residential 
SECURITY POSITION: 2nd Mortgage
PURPOSE: Land acquisition 
LVR: 80%

POINT PIPER

PROJECT SETTLED: 2020
FACILITY AMOUNT: $14,880,000
ASSET CLASS: Residential 
SECURITY POSITION: 2nd Mortgage
PURPOSE: Refinance & working capital
LVR: 65%

NORTH WAHROONGA

ADDRESS: 4 Cliff Avenue North Wahroonga NSW
RESIDENTAL LOTS: 3
FACILITY AMOUNT: $20,000,000