Subdivision Finance | Central Real Capital

SUBDIVISION FINANCE

Central Real Capital provides subdivision finance for developers, investors, property owners and brokers seeking funding for eligible land subdivision projects.

We work with borrowers who need flexible finance outside traditional bank lending, with each opportunity assessed around the site, approvals, stage of the project, available security and the commercial requirements of the transaction.

WHEN SUBDIVISION FINANCE MAY BE SUITABLE

Subdivision finance can be used to support land acquisition, civil works, infrastructure requirements, planning-related costs, project progression, refinancing and completion funding.

This type of funding is suited to borrowers who require capital structured around subdivision milestones, remaining works, available security and a defined exit strategy.

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Cronulla Beach

LAND SUBDIVISION FUNDING ASSESSED COMMERCIALLY

Central Real Capital reviews each subdivision finance request on its individual merits, including the site position, approval status, feasibility, completed works, remaining costs, borrower profile and required timeframe.

As a privately funded lender, we provide direct communication, practical property insight and tailored loan structures.

DISCUSS YOUR SUBDIVISION FINANCE REQUIREMENTS WITH CENTRAL REAL CAPITAL

Speak with Central Real Capital about your subdivision project, funding requirements and proposed exit strategy.

Contact us today to discuss subdivision finance tailored to your next land subdivision opportunity.

EXPLORE MORE FROM CENTRAL REAL CAPITAL

OUR FINANCE SOLUTIONS

Central Real Capital provides secured lending solutions across business finance and commercial property finance. Explore our other finance options below:

Access business funding secured against eligible property assets, with tailored loan structures designed around your commercial position, security, and funding requirements.

Bridge urgent funding gaps, seize time-sensitive opportunities, or support short-term cash flow needs with tailored loan structures designed around your business needs.

Secure longer-term funding to support business growth, refinance requirements or ongoing commercial objectives.

Fund eligible development projects with loan structures tailored to acquisition, construction timelines and project feasibility.

RECENTLY FUNDED PROJECTS

Central Real Capital has supported a range of business and commercial property transactions across metropolitan and regional markets. Our previously funded projects include residential construction, residential subdivisions, mixed-use subdivisions, land with DA, land without DA and first and second mortgage facilities.

View our recently funded projects to see examples of lending scenarios Central Real Capital has supported.

Northern Beaches

COLLAROY

Point Piper

POINT PIPER

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NORTH WAHROONGA

FAQs

Subdivision finance is a specialised funding solution designed to support the subdivision of land into multiple lots. Subdivision finance loans can provide the capital needed to complete civil works, infrastructure, approvals, and other project costs, helping developers unlock the value of their land and progress projects efficiently.

Subdivision finance is suitable for property developers, investors, landowners, and builders looking to subdivide land for sale or future development. Whether you’re undertaking a small residential subdivision or a larger land development project, subdivision finance can provide the flexibility and speed often required to keep projects moving.

Subdivision finance can be used for eligible subdivision-related costs, such as land acquisition, civil works, infrastructure requirements, project progression, refinancing or completion funding. Central Real Capital provides tailored funding solutions structured around the specific requirements and timeline of your subdivision project.

Subdivision finance is used to create separate land titles and complete the infrastructure works required for a subdivision. Development finance, on the other hand, funds the construction of buildings such as houses, townhouses, apartments or commercial properties.

COLLAROY

PROJECT SETTLED: 2021
FACILITY AMOUNT: $5,420,000
ASSET CLASS: Residential 
SECURITY POSITION: 2nd Mortgage
PURPOSE: Land acquisition 
LVR: 80%

POINT PIPER

PROJECT SETTLED: 2020
FACILITY AMOUNT: $14,880,000
ASSET CLASS: Residential 
SECURITY POSITION: 2nd Mortgage
PURPOSE: Refinance & working capital
LVR: 65%

NORTH WAHROONGA

ADDRESS: 4 Cliff Avenue North Wahroonga NSW
RESIDENTAL LOTS: 3
FACILITY AMOUNT: $20,000,000